The Mortgage to Rent Scheme aims to assist homeowners  experiencing serious difficulties with their mortgage due to job losses and household changes. Under the scheme, people are able to remain in their home as a housing association tenant paying an affordable rent rather than as an owner occupier with an unsustainable mortgage.

Oaklee Housing has been working closely with a number of homeowners, lending institutions and the Department of the Environment, Community and Local Government to assist homeowners under this scheme. 

If you are interested and think you might qualify for Mortgage to Rent, you must first contact your lender who will decide whether or not you are eligible for inclusion in the scheme. If your lender considers that your mortgage is no longer sustainable then your lender will advise you of the next steps. For more information on the Mortgage to Rent Scheme, download the Department of Housing, Planning and Local Government’s information leaflet below.


Information & Assistance available in relation to Mortgage Arrears.


If you are worried about mortgage repayments, or if you are in mortgage arrears, the Citizens Information Board is operating a Mortgage Arrears Information Helpline via the Money Advice and Budgeting Service tel: 0761 07 2000. The MABS Helpline is open from Mon to Fri, 9am to 8pm.The service is free, independent and confidential. You can find out more about MABS on the MABS website:  You can also obtain additional information on the Citizens Information website

Pay Now